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O

Opay

Banking & Neobanks
www.opay.com Seychelles Founded 2021 501-1000 employees
25
Poor

Trust Score

3.9(20 reviews)

Digital-first bank offering fee-free accounts, instant transfers, and smart money management tools....

Reviews (20)

Filter:
3.0
in 8 months

Could be much better

Decent service but nothing that makes it stand out from competitors. The basic functionality works fine but some of the advanced features feel half-baked. I'm continuing to use it but actively looking at alternatives.

✓ Pros

Acceptable pricing

Used for: More than 3 years

Pierre Kozlov
Pierre Kozlov
Active25 reviews
5.0
in 6 months

Exceptional experience from start to finish

Outstanding platform that has genuinely improved my financial management. The analytics tools are powerful, the interface is clean and modern, and the team clearly cares about user experience. I've recommended it to all …

✓ Pros

Strong security

Used for: More than 3 years

Isabella Brown
Isabella Brown
Active23 reviews
3.0
in about 1 month

Could be much better

KYC VerifiedVerified

Middle of the road. Works as advertised for the most part. Had one issue with an account verification that took several days to resolve. The platform itself is functional but lacks the polish of top-tier competitors.

✓ Pros

Basic features work

✗ Cons

Fees could be lower

Used for: 6-12 months

Emma Harris
Emma Harris
Active21 reviews
3.0
15 days ago

Some positives and negatives

KYC VerifiedVerified

Neutral experience. Some features I really like, others I find frustrating. The customer support team is friendly but not always knowledgeable. Would consider switching if a better alternative at this price point emerged…

✗ Cons

Missing key features

Used for: 1-3 months

Olivia Rodríguez
Olivia Rodríguez
Active22 reviews
5.0
5 months ago

Simply the best in the industry

KYC VerifiedVerified

Simply put, this is the best service in its category. Fast, reliable, secure, and with excellent customer support. I've been a loyal user for two years and have never had a serious issue. The continuous improvements show…

✗ Cons

Could add more advanced features

Used for: 6-12 months

Ava Smirnov
Ava Smirnov
Active21 reviews
5.0
6 months ago

Couldn't be happier with my choice

Best decision I made was switching to this platform. The migration was seamless, the interface is far superior to what I was using before, and the fees are significantly lower. I only wish I had made the switch sooner.

Used for: 1-2 years

Hao Williams
Hao Williams
Contributor18 reviews
3.0
7 months ago

Mixed feelings about this service

Middle of the road. Works as advertised for the most part. Had one issue with an account verification that took several days to resolve. The platform itself is functional but lacks the polish of top-tier competitors.

✓ Pros

Some good tools

Used for: 1-2 years

Stephen Anderson
Stephen Anderson
Active26 reviews
2.0
8 months ago

Poor customer support

Let down by this service. Started well but quality has declined. Response times from support have gotten worse, there have been several unexplained outages, and some features that worked before now seem broken.

✓ Pros

Competitive on some fees

✗ Cons

Poor mobile app

Used for: 2-3 years

Bilal Martin
Bilal Martin
Active26 reviews
5.0
11 months ago

The gold standard in the industry

Incredible value for money. The features offered at this price point are unmatched by competitors. I particularly love the real-time notifications and the detailed reporting tools. Customer service resolved my one query …

Used for: 6-12 months

Eleanor Baker
Eleanor Baker
Active16 reviews
3.0
12 months ago

Some good features, some issues

Average experience overall. Some things work well, others need improvement. The fees are reasonable but not the cheapest available. I'd say it's adequate for basic needs but power users will likely be frustrated.

✗ Cons

Customer support is slow

Used for: Less than 1 month

Jerry Meyer
Jerry Meyer
Contributor22 reviews
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