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C

Chime

Fintech
www.chime.com San Francisco, USA Founded 2013 2000+ employees
50
Good

Trust Score

3.9(59 reviews)

Fee-free US neobank with early direct deposit

Reviews (72)

Filter:
5.0
in 9 months

The gold standard in the industry

Outstanding platform that has genuinely improved my financial management. The analytics tools are powerful, the interface is clean and modern, and the team clearly cares about user experience. I've recommended it to all …

Used for: 2-3 years

Thomas Greco
Thomas Greco
Active17 reviews
5.0
in 8 months

Incredible platform, love it

After trying several competitors, I finally found a platform that delivers on its promises. The security features give me peace of mind, the mobile app is excellent, and the rates are among the best I've found. Five star…

✓ Pros

Excellent customer service

Used for: 6-12 months

Priya White
Priya White
Contributor22 reviews
4.0
in 8 months

Solid platform with great features

Great service with only minor room for improvement. The main platform is excellent but the educational resources could be expanded. That said, for experienced users this is a top-tier option with competitive pricing.

✓ Pros

Improving regularly

✗ Cons

Support could be faster

Used for: Less than 1 month

Olivia Souza
Olivia Souza
Newcomer24 reviews
4.0
in 7 months

Very good overall, minor improvements needed

Good platform overall. The technology is solid, security is strong, and the range of features covers most of what I need. Would give five stars if the customer support was available 24/7 rather than just during business …

✗ Cons

Support could be faster

Used for: Less than 1 month

Deepa King
Deepa King
Newcomer21 reviews
2.0
in 6 months

Below expectations

KYC VerifiedVerified

Disappointed with this service. The platform frequently has technical issues, customer support is slow and unhelpful, and the fees are higher than advertised. I'm actively looking for an alternative and would not recomme…

✗ Cons

Limited features

Used for: Less than 1 month

Sophia Williams
Sophia Williams
Contributor18 reviews
3.0
in 6 months

Middle of the road experience

KYC VerifiedVerified

Neutral experience. Some features I really like, others I find frustrating. The customer support team is friendly but not always knowledgeable. Would consider switching if a better alternative at this price point emerged…

✓ Pros

Some good tools

✗ Cons

Customer support is slow

Used for: 2-3 years

Emma Romano
Emma Romano
Contributor20 reviews
1.0
in 2 months

Complete waste of time and money

Deeply regret using this service. Funds have been stuck for over a month, support gives different answers each time, and the platform seems designed to make it difficult to leave. Warning everyone I know to avoid this.

Used for: 3-6 months

Ming Wilson
Ming Wilson
Active17 reviews
1.0
in 2 months

Worst platform I've used

Terrible experience. I've been trying to withdraw my funds for three weeks and keep getting excuses. Customer support is non-existent and when they do respond it's with copy-paste answers that don't address my specific i…

✓ Pros

Nothing positive to report

✗ Cons

Unresponsive team

Used for: 6-12 months

Monika Jung
Monika Jung
Contributor22 reviews
2.0
in about 1 month

Several red flags I noticed

KYC VerifiedVerified

Disappointed with this service. The platform frequently has technical issues, customer support is slow and unhelpful, and the fees are higher than advertised. I'm actively looking for an alternative and would not recomme…

✗ Cons

Poor mobile app

Used for: More than 3 years

Donald Kang
Donald Kang
Active14 reviews
3.0
2 months ago

Nothing special

Mediocre platform. the value for money is decent but the onboarding process is a concern.

Anonymous
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